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Magnetic ink character recognition

Magnetic Ink Character Recognition, or MICR, is a character recognition technology adopted mainly by the banking industry to facilitate the processing of cheques. The process was demonstrated to the American Bankers Association in July 1956, and was almost universally employed in the U.S. by 1963.[1]. On September 12, 1961, Stanford Research Institute (now SRI International) was awarded U.S. Patent Number 3,000,000 for invention of MICR; the patent was assigned to General Electric[2]. MICR is standardized by ISO 1004.

The major MICR fonts used around the world are E-13B and CMC-7. The E-13B font was chosen by George Jacobi, who was working for General Electric at the time.[citation needed] Almost all Indian, US, Canadian and UK checks now include MICR characters at the bottom of the paper in the E-13B font. Some countries, including France, use the CMC-7 font developed by Bull.

The 14 characters of the E-13B font. The control characters bracketing each numeral block are (from left to right) transit, on-us, amount, and dash.
An example of the CMC-7 MICR font. Shown are the 15 characters of the CMC-7 font. The control characters after the numerals are (from left to right) internal, terminator, amount, routing, and an unused character.

In addition to their unique fonts, MICR characters are printed with a magnetic ink or toner, usually containing iron oxide. Magnetic printing is used so that the characters can be reliably read into a system, even when they have been overprinted with other marks such as cancellation stamps. The characters are first magnetized in the plane of the paper with a North pole on the right of each MICR character. Then they are usually read with a MICR read head which is a device similar in nature to the playback head in an audio tape recorder, and the letterforms' bulbous shapes ensure that each letter produces a unique waveform for the character recognition system to provide a reliable character result. Examples of MICR waveforms have been developed and can be displayed using spreadsheet applications like Microsoft Excel or compatible.[3]

The error rate for the magnetic scanning of the numbers at the bottom of a typical check is smaller than with optical character recognition systems. For well printed MICR, the can't read rate is usually less than 1% while the substitution rate (misread rate) is in the order of 1 per 100,000 characters.

In 1960s, the MICR fonts became a symbol of modernity or futurism, leading to the creation of lookalike "computer" typefaces that imitated the appearance of the MICR fonts, but, unlike real MICR fonts, had a full character repertoire.

In 1991, Advantage Laser Products became the first toner cartridge manufacturer to offer MICR toner in lieu of MICR Ink for desktop laser printers. This revolutionized the check printing business. Prior to 1991 checks were printed with magnetic ink on an offset press. With the advent of MICR toner, checks could be printed on almost any desktop laser printer.


 

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About Printers Compatible to the Dell Photo Printer 720


About the Dell 720

The Dell 720 Color Inkjet Printer, also known as the 720 Photo Printer, was released in 2005. It was frequently a giveaway for customers who bought Dell computer bundles. While not technically a photo printer, it was promoted as being able to print photo-quality color prints.

Dell and Lexmark

Dell did not begin selling printers until 2003. At that point it partnered with Lexmark, and Lexmark manufactured Dell-brand printers. This means that generally there is a compatible Lexmark printer model for most Dell models. In the case of the Dell 720 Color Inkjet Printer, that printer is the Lexmark Z605; the 720 is essentially a rebranded Z605. This does not automatically mean that everything about the Z605 is compatible with the 720, however.

Compatible Drivers

The Dell 720 is compatible only with Windows 2000 and newer systems, causing difficulty for those wanting to use the printer on systems running Windows 98 or ME. Mac users experience similar issues, as the 720s are not Mac-compatible either.
One might assume that the Lexmark Z605 drivers will work with the Dell 720, but that is not necessarily the case. In fact the Lexmark website does not show any pre-Windows 2000 compatibility. It does, however, show Mac compatibility with Tiger, Panther and Jaguar operating systems. This does not guarantee the Lexmark driver will work automatically with the Dell 720, but using workarounds there are some reports of success. The Lexmark driver can be downloaded at its website (see Resources).

Compatible Cartridges

The printer cartridges for the Lexmark Z605 do not work in the Dell 720 printer; in fact, no Lexmark cartridges work in the Dell printers (which are otherwise the same model). This is due to slight modifications in the Original Equipment Manufacturer's (OEM) design. There are many remanufactured cartridges that will work in either printer, as well as inkjet refill kits that will work in either cartridge.

Similar printers

An alternative for anyone wanting to make a Dell 720 printer work with their system or to find compatible ink might be to purchase a new printer. The Dell 720 was notoriously expensive to run: although the printer itself was free in many cases, the ink could be expensive. The total cartridge costs over 5 years could run upwards of $700. Alternately, a HP OfficeJet Pro K5400, also a color inkjet printer (with faster printing speeds than the Dell), costs just over $100 but the cartridge costs over 5 years are estimated at only $183. The independent printer comparison site Printer.com offers many such comparisons that can help users find similar, if not compatible, printers.